Living Beneath Your Means

A six week course about gaining financial clarity, control and confidence – and then focusing on what really matters.

Living Beneath Your Means

Week 1: Understanding Your Financial Landscape

Key Concepts:

  • Assessing your current financial situation.

  • Understanding income and expenses.

  • Identifying financial goals.

Activities:

  • Financial Assessment Worksheet: Track all sources of income and categorize expenses.

  • Goal Setting Exercise: Define short-term and long-term financial goals.

  • Discussion: Share insights on current spending habits and financial challenges.

Goals:

  • Gain a clear picture of personal finances.

  • Set realistic and achievable financial goals.

Week 2: Budgeting Basics

Key Concepts:

  • Importance of budgeting.

  • Different budgeting methods (e.g., zero-based, envelope system).

  • Creating a realistic budget.

Activities:

  • Budget Creation: Develop a personalized budget using a chosen method.

  • Expense Tracking: Use an app or spreadsheet to monitor daily expenses.

  • Case Studies: Review successful budgeting stories and lessons learned.

Goals:

  • Understand the fundamentals of budgeting.

  • Create and start using a personal budget.

Week 3: Cutting Costs

Key Concepts:

  • Identifying non-essential expenses.

  • Strategies for reducing everyday expenses.

  • Benefits of minimalism and intentional spending.

Activities:

  • Expense Audit: Analyze and identify non-essential expenses.

  • Cost-Cutting Challenge: Implement at least three cost-cutting strategies (e.g., meal planning, DIY projects).

  • Group Discussion: Share cost-cutting successes and challenges.

Goals:

  • Reduce unnecessary spending.

  • Develop a more intentional approach to spending.

Week 4: Saving and Investing

Key Concepts:

  • Importance of saving and different types of savings accounts.

  • Introduction to investing and common investment options.

  • Building an emergency fund.

Activities:

  • Savings Plan: Create a plan to build an emergency fund and regular savings.

  • Investment Introduction: Learn about basic investment options and principles.

  • Guest Speaker: Invite a financial expert to discuss beginner-friendly investment strategies.

Goals:

  • Establish a solid savings habit.

  • Gain basic knowledge of investing.

Week 5: Sustainable Living

Key Concepts:

  • Benefits of living sustainably and reducing waste.

  • Making eco-friendly choices that save money.

  • Simple changes for a more sustainable lifestyle.

Activities:

  • Sustainable Living Audit: Identify areas to reduce waste at home.

  • Eco-Friendly Swaps: Make at least three eco-friendly swaps (e.g., reusable bags, energy-efficient appliances).

  • Sustainability Challenge: Encourage participants to share their sustainable living tips and progress.

Goals:

  • Develop habits that promote sustainable living.

  • Understand the financial benefits of eco-friendly choices.

Week 6: Long-Term Financial Health

Key Concepts:

  • Importance of financial planning for the future.

  • Strategies for debt management and avoidance.

  • Creating a long-term financial plan.

Activities:

  • Debt Management Plan: Develop a plan to pay off or manage existing debts.

  • Future Planning: Outline a long-term financial plan that includes retirement and major life goals.

  • Final Reflection: Reflect on progress made and set future financial goals.

Goals:

  • Create a sustainable plan for long-term financial health.

  • Empower participants to continue financial growth and responsibility.

Living Beneath Your Means
$2,000.00

A six week course about gaining financial clarity, control and confidence – and then focusing on what really matters.

Quantity:
Add To Cart